Homemade Sugar-Free Condensed Milk – Just 3 Ingredients!

Homemade Sugar-Free Condensed Milk – Just 3 Ingredients!

Condensed milk is a staple ingredient in many desserts, from creamy fudges to rich cheesecakes and delicious puddings. However, store-bought condensed milk is packed with sugar, making it unsuitable for those on a low-carb, keto, or diabetic-friendly diet.

But don’t worry—you don’t have to give up your favorite treats! This easy homemade sugar-free condensed milk requires just three simple ingredients and is just as creamy, thick, and flavorful as the traditional version. Plus, it’s low in carbs, gluten-free, and preservative-free, making it a healthier alternative to store-bought options.

Let’s dive into how you can make your own sugar-free condensed milk at home with minimal effort!


Why Make Homemade Sugar-Free Condensed Milk?

Healthier Alternative – No refined sugar or artificial preservatives.
Keto-Friendly & Low-Carb – Perfect for those reducing their carb intake.
Simple Ingredients – Only 3 ingredients required!
Versatile – Use it in coffee, baking, or any recipe that calls for condensed milk.
Long Shelf Life – Stores well in the fridge for weeks.


Ingredients for Sugar-Free Condensed Milk

You only need three basic ingredients to make this sugar-free condensed milk:

  • 2 cups (480ml) heavy cream or full-fat coconut milk (for a dairy-free version)
  • ⅓ cup (50g) powdered sugar substitute (such as erythritol, monk fruit, or allulose)
  • 2 tablespoons unsalted butter (adds richness and helps with thickening)

Optional Additions:

  • 1 teaspoon vanilla extract (for a sweeter, aromatic touch)
  • A pinch of salt (to enhance flavor)

Step-by-Step Instructions

Step 1: Heat the Ingredients

  1. In a small saucepan, add the heavy cream (or coconut milk), butter, and sweetener over medium heat.
  2. Stir continuously until the sweetener dissolves completely.

Step 2: Simmer & Reduce

  1. Once the mixture starts to gently bubble, reduce the heat to low.
  2. Let it simmer uncovered, stirring occasionally, for about 30-40 minutes.
  3. The mixture will gradually reduce by about half, becoming thicker and creamier.

💡 Pro Tip: Avoid boiling! Keep the heat low to prevent burning or curdling.


Step 3: Check for the Right Consistency

  1. The condensed milk is ready when it’s thick enough to coat the back of a spoon.
  2. Remove from heat and let it cool completely—it will thicken even more as it cools.

Step 4: Store & Use

  1. Once cooled, transfer your homemade sugar-free condensed milk into a clean glass jar or airtight container.
  2. Store in the refrigerator for up to 2 weeks.
  3. To use, warm it slightly if it thickens too much in the fridge.

Ways to Use Sugar-Free Condensed Milk

This versatile condensed milk can be used in a variety of recipes, just like the traditional version!

🍮 Baking: Use in cakes, pies, cookies, and fudges.
Drinks: Stir into coffee, tea, or hot chocolate for a creamy touch.
🍦 Ice Cream: Add to homemade ice cream for extra richness.
🥥 No-Bake Desserts: Perfect for cheesecakes, mousse, and puddings.
🍓 Fruit Topping: Drizzle over strawberries, bananas, or nuts.


Tips for the Best Sugar-Free Condensed Milk

💡 Use a powdered sweetener – Granulated sweeteners may not dissolve properly and can result in a grainy texture.
💡 Simmer on low heat – Too much heat can cause the mixture to separate or burn.
💡 Stir occasionally – This prevents scorching and ensures a smooth consistency.
💡 Use allulose for a smooth texture – Unlike erythritol, allulose won’t crystallize when cooled.


FAQs (Frequently Asked Questions)

Q: Can I make this dairy-free?

Yes! Simply replace the heavy cream with full-fat coconut milk for a dairy-free and vegan version.

Q: How do I store homemade condensed milk?

Store in an airtight container in the fridge for up to 2 weeks. If it thickens too much, warm it slightly before use.

Q: Can I freeze sugar-free condensed milk?

Yes! Pour it into an ice cube tray, freeze, then transfer to a zip-top bag. Thaw in the fridge before using.

Q: What sweeteners work best?

Allulose, monk fruit, or powdered erythritol work best for a smooth texture. Avoid granulated sweeteners, as they may not dissolve completely.

Q: Can I use this in recipes that require sweetened condensed milk?

Absolutely! Use it as a 1:1 substitute for regular condensed milk in any recipe.